INsurance Coverage for auto glass - the basics

In Ontario, insurance companies generally will not raise your rates for a claim that isn’t your fault. Windshield replacements are almost always covered under your comprehensive deductible, meaning your insurance provider considers it a no-fault claim. In most cases (about 95%), your premiums will not increase if you make a claim—you can always confirm this with your broker.  Simply pay your deductible to us, and we will bill the remaining portion to your insurance provider.

It is best to call your broker directly - calling the 1-800 number on the back of your insurance slip will bring you to the claims center. Unfortunately they can only set up a claim for you, not give you information on coverage/rates.

For windshield repairs, such as stone chip repairs, there is no deductible to pay and the procedure is  fully covered by your insurer. For full windshield replacements, you will typically have to pay your deductible. In Ontario, deductibles are usually $500 - $1000 for a replacement, but can vary depending on the policy options you chose. In Quebec, your deductible could be much lower -  we often see deductibles of $50 or $250. We've also seen disappearing deductibles - meaning your replacement could be FREE. It never hurts to call your broker and ask!

Any approved windshield replacement insurance claim using OEE (Original Equipment Equivalent) glass comes with a FREE $100 Esso Gas Gift Card redeemable at any location! 

We'll send you an email requesting the information we require to set up an insurance claim. We then call your insurance provider with your information, set up a claim, then confirm when it has been set up. We then book you in for an appointment for your auto glass repair or replacement at a time that works best for you.

Insurance companies trust in the workmanship we provide. We are approved vendors and work with ALL major insurance providers, including:

• Desjardins
• Intact
• Belair
• Cooperators
• All State
• Beneva
• Economical 
• CAA
• Sonnet
• The Personal
• Promutuel 
• Northbridge

...and many more!